Social Security Maximization

Social Security trust fund problem with roll of USA dollar bills with storm clouds behind 100 dollar note

Help Maximize Your Social Security for Retirement

Many people tend to minimize the value of Social Security, but Social Security benefits can be more valuable than many people realize. First of all, Social Security is one of the few sources of income you can’t outlive. In fact, the longer you live, the more you’ll earn.

Another valuable feature of Social Security is its survivor benefits. If you pass away, your spouse and dependent children can receive benefits based on your work record – like an automatic life insurance policy.

When Is the Best Time to Apply for Social Security?

Knowing when and how to apply for your social security benefits, can be a critical decision in the Social Security planning process. For example, did you know that the difference between the best method and the second-best method of collecting Social Security, could mean an extra $100,000 or more in benefits over the course of your lifetime?

That is why it is critical that you have all the information necessary to determine which filing strategy best fits your unique situation. Even if you’ve determined the best time and method for taking your Social Security benefits based on your age, objectives, and lifelong earnings, it won’t matter much unless you properly coordinate your benefits with your overall retirement income plan.

That is why we will work with you to help ensure your other savings and investment vehicles are as reliable as Social Security and capable of providing income you can’t outlive. Our advisors can help you determine:

  • How much can you expect to receive in benefits
  • The best time to apply for your Social Security benefits
  • The best strategies for maximizing your Social Security retirement benefits

Give our office a call to schedule a complimentary, no-obligation, consultation so we can help to ensure you’ve done all you can to maximize your social security benefits and avoid leaving money on the table from this important retirement resource.

Social Security Analysis

Get your FREE Personalized Social Security Analysis Today!

If you are not 100% sure that you’ve done everything you can to maximize your Social Security Benefits

Schedule a no obligation 30-minute analysis with one of our advisors to make sure you are.

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We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. Pacific Financial Planners, LLC. is an Independent Registered Investment Advisor located in Laguna Niguel, CA. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product. Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured. Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.

Learn More About Mandee

In preparation for her continuing the family business and taking over full time once Dee retires, Mandee Carter, the Vice President and Associate Advisor of the Carter Financial Group, has been working alongside her father running the day-to-day business and learning the ropes, so to speak, since 2017.

Mandee received her BS in Psychology in 2016 and started her career in the Financial Industry in 2010 when she started helping in the office. After acquiring her degree, she came on full-time in March 2017 as Dee’s business partner and Main Associate Advisor helping clients navigate the intricacies of investing for retirement and overall successful financial planning.

In 2021, she was named an Elite Producer with American Equity amongst other accolades.

In Mandee’s spare time, she likes to go to the gym, spend time with her boyfriend, friends and family. She is an animal lover and rescuer. She has 2 German Shepherds that she rescued from the shelter 6 years ago. She still enjoys almost all things Psychology related and is constantly researching something. She enjoys meeting new client prospects and likes speaking with her current clients. She loves helping people.