Terms of Use

The information presented on this website is for general informational and educational purposes only. It is not intended as individualized financial, investment, tax, accounting, insurance, or legal advice, and it should not be relied upon as a substitute for advice from a qualified professional who understands your circumstances.

Your use of this website, including submitting a form or contacting PFP through the site, does not create an investment advisory, fiduciary, or client relationship. Such a relationship is established only through a written agreement signed by PFP and the client.

PFP works to keep website information accurate and current, but does not guarantee that all content is complete, error-free, or continuously available. Information may be changed, corrected, updated, or removed without notice.

Investing involves risk, including possible loss of principal. Past performance does not guarantee future results. Any examples, illustrations, projections, or market commentary are provided for informational purposes and should not be interpreted as a promise or guarantee.

Unless otherwise indicated, the website design, text, graphics, logos, images, videos, downloads, and other materials are owned by or licensed to PFP and are protected by applicable intellectual-property laws. You may view and print materials for personal, noncommercial use, but may not reproduce, distribute, modify, or commercially exploit them without written permission.

This website may contain links to third-party websites or services. These links are provided for convenience only. PFP does not control and is not responsible for the content, privacy practices, availability, or security of third-party websites.

You may not use this website to violate any law, interfere with site operation, attempt unauthorized access, introduce malicious code, collect information about others without permission, or engage in conduct that could harm PFP, its clients, or other users.

To the fullest extent permitted by law, PFP and its representatives will not be liable for losses or damages arising from your use of, inability to use, or reliance on this website or any linked third-party resource.

PFP may revise these Terms of Use from time to time. Updated terms become effective when posted on this website. Continued use of the site after an update constitutes acceptance of the revised terms.

If you choose to communicate with us by text message, we may send appointment reminders, scheduling confirmations, document requests, and other account servicing communications. Message frequency varies. Message and data rates may apply. You may opt out at any time by replying STOP or by contacting our office. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared except as necessary to provide messaging services. Please do not send account numbers, Social Security numbers, passwords, or other sensitive information by text message.

Questions about these Terms of Use may be directed to Pacific Financial Planners, LLC, 30131 Town Center Drive, Suite 105, Laguna Niguel, CA 92677 • (949) 219-0692 • info@pfpinvest.com.