4 Ways We Can Help You Achieve Your Ideal Retirement Risk Reduction Our Income-based approach to planning and saving for retirement can help to reduce your exposure to market risk and economic uncertainty. Income Generation Our focus on income-generating investments means we can help you establish renewable streams of income you can count on throughout …
As many Americans get ready to transition into full retirement, they don’t realize they’re crossing the threshold into a new way of living—one in which they’re vulnerable to risks that are unique to retirees. This report identifies seven steps you can take to avoid having these risks derail your plans for retirement.
Not all financial advisors are the same. And as you near retirement, the stakes are too high to work with the wrong advisor. Read this report to find out if the advisor you are working with has the specialized knowledge required to help you enjoy steady streams of income in retirement.
It takes a well-planned strategy to ensure your investments are generating enough in interest and dividends to cover IRS-mandated RMDs. Because if they’re not, then your RMDs will likely have to come from principal. And spending principal, especially during the beginning of retirement, can negatively impact your remaining years. This report explains what you can …
Bond mutual funds carry risks, costs, and tax implications that can be significantly reduced by investing in a portfolio of individual bonds, and bond-like instruments. Our Bonds vs Bond Mutual Funds report reveals the dangers that lurk in bond mutual funds—and explains how an actively managed portfolio of individual bonds can help you avoid those …
Although estate planning can be a complex task, a well-constructed plan can make a big difference in what is left for your loved ones. Our report explains the essentials of what you need to know to ensure you have a well-though-out estate plan in place.
With the potential for tax-deferred growth and a guaranteed income stream, annuities can play an important role in helping meet your retirement objectives. But not all annuities are the same. This report explains what you need to know to about annuities to avoid costly mistakes.
Even if you’ve determined the best time and method for taking your Social Security benefits, it won’t matter much unless you properly coordinate your benefits with your overall retirement income plan. This report explains what you can do to make your social security benefits the foundation upon which you build a successful retirement.
Women are earning, controlling, and inheriting more wealth than ever before. With this wealth comes more financial responsibility, complexity, and opportunities. Our Women and Wealth report identifies steps women, and their families, can take to help grow, manage, and protect their wealth.
Pacific Financial Planners is a full-service financial firm dedicated to helping those in the California area meet their long-term financial goals. Our team of financial advisors and wealth managers are experienced in helping clients preserve their savings, so they can use it as a source of steady income in retirement.
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We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. Pacific Financial Planners, LLC. is an Independent Registered Investment Advisor located in Laguna Niguel, CA. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product. Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured. Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.
In preparation for her continuing the family business and taking over full time once Dee retires, Mandee Carter, the Vice President and Associate Advisor of the Carter Financial Group, has been working alongside her father running the day-to-day business and learning the ropes, so to speak, since 2017.
Mandee received her BS in Psychology in 2016 and started her career in the Financial Industry in 2010 when she started helping in the office. After acquiring her degree, she came on full-time in March 2017 as Dee’s business partner and Main Associate Advisor helping clients navigate the intricacies of investing for retirement and overall successful financial planning.
In 2021, she was named an Elite Producer with American Equity amongst other accolades.
In Mandee’s spare time, she likes to go to the gym, spend time with her boyfriend, friends and family. She is an animal lover and rescuer. She has 2 German Shepherds that she rescued from the shelter 6 years ago. She still enjoys almost all things Psychology related and is constantly researching something. She enjoys meeting new client prospects and likes speaking with her current clients. She loves helping people.